Meet the core team


Founder & Managing Director - Business Development

With over 20 years of rich experience in the financial services industry, Mr. Maulik Joshi is the Founder and Managing Director of PayNext. Prior to co-founding PayNext, Maulik was the Vice President, Sales for Digital Business at Hitachi Payment Services. A B.Com Graduate from Mumbai University and a Diploma holder in Business Management from NMIMS—Maulik was a part of ICICI Bank and Citibank prior to joining HDFC.


Co-Founder & Project Director

Mr. Manoj Achrekar brings over 20 years of experience as he takes up his new role as the Co-Founder and Director, Projects, at PayNext. Manoj has been an integral part of the financial services industry with his stint as an Assistant Vice President, Projects in the Technology Department at Hitachi Payment Services. A B.Sc. Graduate from Mumbai University, Manoj has worked at ICICI Bank during the initial days of his career.


Co-Founder & Director, Technology & Infra

Being well-versed and highly skilled in the technological landscape, Mr. Abhishek Mukhopadhyay is the Co-Founder and Director of Technology and Infrastructure at PayNext. Prior to this, Abhishek was the Chief Technology Officer (CTO) at M-swipe Technologies Pvt. Ltd and Sr. Vice President, Technology at Hitachi Payments Pvt. Ltd. He ventured into the tech world and his tryst with technology began when he joined Euronet Services India Pvt Ltd as a Senior Software Engineer.


Co-Founder & Director - Operations & Reconciliation

Backed by over 18 years of rich experience in the payment processing industry, Mr. Sulesh Sivan is the Co-Founder and Director of Operations & Reconciliation at PayNext. Prior to being an integral part of the core team at PayNext, Sulesh was the Sr. Vice President at Hitachi Payment Services and Venture Infotek (now taken over by Worldline). Over the years, he has gained vast expertise in the field of customer service, vendor management, relationship management, and reconciliation.